# routefusion.com

> AI-optimized mirror of routefusion.com containing 257 pages totalling 162,392 words of clean markdown content, structured data, and semantic HTML. Original source: https://routefusion.com. Last updated: 2026-07-18T00:15:40.699Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [docs/index.html](/content/docs/index.html) (77 words)
- [Routefusion - Sign In](/content/accounts/index.html): Routefusion Authentication (16 words)
- [Routefusion | Global Payments & Accounts API for Platforms](/content/site-root.html): B2B payments infrastructure for platforms. Send to 185+ countries, open multi-currency bank accounts, hedge FX risk, and settle via SWIFT, local rails, or USDC — one API. (345 words)

## Articles & Blog Posts

- [Create a Transfer](/content/docs/docs/create-a-transfer-1/index.html): Guide for Creating a Transfer
Before you can create a transfer, you need to first set up and create an entity and an account . Follow this guide for Multi Currency Account Creation . Setup Webhooks for Transfer Before sending a transfer, it's best to set up webhook notifications for Transfers. Navig… (434 words)
- [Node js File Upload](/content/docs/reference/file-upload-node-js/index.html): File Upload Using GraphQL and Node.js
Overview
This guide explains how to upload a file using a GraphQL mutation in a Node.js application. You will use the graphql-request library for making GraphQL requests and the form-data package to handle the file upload.
Steps to Perform a File Upload
Install … (446 words)
- [Standard Markets](/content/docs/reference/standard-markets/index.html): Our standard markets we can onboard in are below.
If your users are based out of these countries we can onboard them. We can also open accounts in all of these currencies with local funding instructions in your customers name.
Standard Markets
We can onboard any company in these markets and send pay… (81 words)
- [Curl File Upload](/content/docs/reference/curl-file-upload/index.html): File Upload Using GraphQL and curl
Overview
This guide explains how to upload a file using a GraphQL mutation via curl . You will need to structure your curl request to include the GraphQL query, the file mapping, and the file itself in the form-data.
Steps to Perform a File Upload
Set Up the GraphQ… (443 words)
- [Non-standard markets](/content/docs/reference/non-standard-markets/index.html): If your customers or you are not based in one of our standard markets, we can also onboard users for global multi currency accounts in non-standard markets.
The requirements for onboarding a user in a non-standard market, requires enhanced compliance approval of the use case. Once we get the use cas… (80 words)
- [Routefusion - Sign In](/content/accounts/create-reset-password/index.html): Routefusion Authentication (18 words)
- [Apollo Server](/content/sandbox-external/graphql/index.html): Apollo server landing page (1,565 words)
- [resourceCorridors](/content/docs/reference/resource-corridors/index.html): DEPRECATED (1,420 words)
- [Schema](/content/docs/reference/webhooks-schema/index.html): Webhook Payload for Transfer
Parameter Type Example subscription_type String transfer id UUID 18ea46e5-2c36-4862-9eac-adc44364df7b user_id UUID 18ea46e5-2c36-4862-9eac-adc44364df7b entity_id UUID 18ea46e5-2c36-4862-9eac-adc44364df7b beneficiary_id UUID 18ea46e5-2c36-4862-9eac-adc44364df7b wallet_id … (842 words)
- [beneficiaryRequiredFieldsV2](/content/docs/reference/beneficiary-required-fields-v2/index.html): The beneficiaryRequiredFields query fetches the required fields for successful beneficiary creation on any given corridor. (648 words)
- [Compliance Onboarding](/content/docs/reference/compliance-onboarding/index.html): When opening multi-currency accounts, you can expect to have to collect the below information from your users.
To get a detailed list please use these API endpoints entityRequiredFields representativeRequiredFields
Some requirements may not apply, depending on the solution/business location/etc.
If … (623 words)
- [updateBusinessBeneficiary](/content/docs/reference/update-business-beneficiary/index.html): The updateBusinessBeneficiary mutation updates the fields on a business beneficiary that was previously created. (432 words)
- [Body Verification (validate signature)](/content/docs/reference/webhook-integrity-verification/index.html): Routefusion signs all webhook payloads using Ed25519, allowing you to verify that a webhook was sent by Routefusion and that the body was not tampered with in transit. (392 words)
- [entityBeneficiaries](/content/docs/reference/entity-beneficiaries/index.html): The beneficiary query fetches a single beneficiary. (436 words)
- [createBusinessBeneficiary](/content/docs/reference/create-business-beneficiary/index.html): The createBusinessBeneficiary mutation creates a business beneficiary which can receive payments from an entity. (439 words)
- [updatePersonalBeneficiary](/content/docs/reference/update-personal-beneficiary/index.html): The updatePersonalBeneficiary mutation updates the fields on a personal beneficiary that was previously created. (418 words)
- [Schema](/content/docs/reference/transfer-schema/index.html): Transfer Attributes
Attribute Type Definition Example id UUID unique id of the transfer state String see above for states and definitions processing user UserAccount user object { ... } beneficiary Beneficiary beneficiary object { ... } entity Entity entity object { ... } fee String fee of transfer … (613 words)
- [Schema](/content/docs/reference/graphql-schema/index.html): Beneficiary Attributes
Attribute Type Definition Example id UUID the id of the beneficiary a9d0164d-22df-46c6-a836-1a3da5a470d8 entity Entity the entity object - NOT editable after creation see entity schema creator UserAccount the user object that created the beneficiary - NOT editable after creati… (899 words)
- [createPersonalBeneficiary](/content/docs/reference/create-personal-beneficiary/index.html): The createPersonalBeneficiary mutation creates a personal beneficiary which can receive payments from an entity. (407 words)
- [transfer](/content/docs/reference/transfer/index.html): The transfer query fetches and returns a single transfer. (443 words)
- [beneficiariesPage](/content/docs/reference/beneficiaries-page/index.html): The beneficiariesPage query fetches all beneficiaries that belong to your organization paginated by the specified pages and search filters. (406 words)
- [resourceCorridorsV2](/content/docs/reference/resource-corridors-v2/index.html): Fetch all available corridors. The response of this query will return all countries, and currencies you can create beneficiaries in. It will also respond with the type of beneficiaries that are supported in the corridor, and the payment methods available. (505 words)
- [beneficiaryRequiredFields](/content/docs/reference/beneficiary-required-fields/index.html): DEPRECATED The beneficiaryRequiredFields query fetches the required fields for successful beneficiary creation on any given corridor. (292 words)
- [findBank](/content/docs/reference/findbank/index.html): The findBank query fetches and returns a single bank that matches the given routing information. Note: One of (iban, swift_bic) required. (284 words)
- [transfers](/content/docs/reference/transfer-copy/index.html): The transfers query fetches all transfers for an organization with pagination control through the listFilter object. You can include some search terms (id, entity_id,organization_id,..etc) using search_terms string. (233 words)
- [Coverage](/content/docs/reference/coverage-1/index.html): Asia Pacific
Country Wires Network Afghanistan ✓ SWIFT Armenia ✓ SWIFT Australia ✓ SWIFT/RTGS Azerbaijan ✓ SWIFT Bangladesh ✓ SWIFT Bhutan ✓ SWIFT Brunei ✓ SWIFT Cambodia ✓ SWIFT China ✓ CIPS/SWIFT East Timor ✓ SWIFT Fiji ✓ SWIFT Georgia ✓ SWIFT Hong Kong ✓ SWIFT/CHATS India ✓ SWIFT/RTGS Indonesia ✓… (536 words)
- [Account Creation](/content/docs/docs/create-account/index.html): Before you begin
Before you begin, we have this repo with all of the API calls you will need Account Creation Repo To see more in depth compliance requirements please view here entityRequiredFields representativeRequiredFields
Getting Started with Accounts
Obtain Your API Key : Routefusion will crea… (412 words)
- [Errors](/content/docs/reference/errors/index.html): Routefusion Error Messages
Routefusion error messages are designed to be human-readable and easily parsable. They fall into three categories:
Authentication Errors GraphQL Errors Validation Errors Im a Teapot

Authentication Errors
All authentication errors will produce HTTP 401 status codes. These … (314 words)
- [beneficiary](/content/docs/reference/beneficiary/index.html): The beneficiary query fetches a single beneficiary. (328 words)
- [incomingTransfersPage](/content/docs/reference/incoming-transfers-page/index.html): The incomingTransfersPage query will return paginated results for incoming transfers (credits) associated with the requesting user's organization ID. (175 words)
- [incomingTransfer](/content/docs/reference/incomingtransfer/index.html): Grab the details of a single incoming transfer. (17 words)
- [Account Creation](/content/docs/reference/multi-currency-account-creation/index.html): Before you begin
Before you begin, we have this repo with all of the API calls you will need Account Creation Repo To see more in depth compliance requirements please view here entityRequiredFields representativeRequiredFields
Getting Started with Accounts
Obtain Your API Key : Routefusion will crea… (412 words)
- [Schema](/content/docs/reference/schema-3/index.html): Attributes
Attribute Type Definition Example routing_code String routing code of the local financial system A bank routing code of the local financial system. This only returned when given an iban swift_bic String SWIFT/BIC code of the bank CITIUS33XXX bank_name String the name of the banking instit… (181 words)
- [Create a Transfer](/content/docs/reference/create-a-transfer/index.html): Guide for Creating a Transfer
Before you can create a transfer, you need to first set up and create an entity and an account . Follow this guide for Multi Currency Account Creation . Setup Webhooks for Transfer Before sending a transfer, it's best to set up webhook notifications for Transfers. Navig… (434 words)
- [Multi Currency](/content/docs/reference/multi-currency/index.html): Multi currency coverage (285 words)
- [getTransferQuote](/content/docs/reference/get-transfer-quote/index.html): The getTransferQuote mutation locks in a rate for a transfer for a limited amount of time. (323 words)
- [Schema](/content/docs/reference/entity-schema/index.html): GraphQL schema for entity (548 words)
- [updateTransfer](/content/docs/reference/update-transfer/index.html): The updateTransfer mutation allows you to update any attribute of the transfer before finalizing. (137 words)
- [createWebhookSubscription](/content/docs/reference/create-webhook-subscription/index.html): The createWebhookSubscription mutation accepts the required data to configure the webhook (131 words)
- [createBusinessEntity](/content/docs/reference/create-business-entity/index.html): The createBusinessEntity mutation creates an entity with a type of business. This will enable a business to create beneficiaries and transfers. (296 words)
- [States](/content/docs/reference/states/index.html): Transfer States
A successful transfer will progress through the following states:
State Definition Accepted All required information has been collected and verified by Routefusion. Finalized The rate is now guaranteed, and the transfer is ready to be initiated.** Initiated We collected all required … (267 words)
- [createTransfer](/content/docs/reference/create-transfer/index.html): The createTransfer mutation accepts initial data for transfer. This does not initiate the transfer. (241 words)
- [getRate](/content/docs/reference/get-rate/index.html): The getRate query fetches the current rate for a currency pair. This does not lock a rate for a transfer. You can lock a rate with the getTransferQuote mutation. (157 words)
- [createRepresentative](/content/docs/reference/create-representative/index.html): The createRepresentative mutation creates a representative of a business entity. (395 words)
- [Send Your First Payment with V2](/content/docs/docs/index-2.html): Create an entity, open a wallet, discover beneficiary requirements with V2, and submit your first Routefusion payment. (1,068 words)
- [entity](/content/docs/reference/entity/index.html): The entity query fetches data for a single entity. (164 words)
- [getMidMarketRate](/content/docs/reference/get-mid-market-rate/index.html): The getMidMarketRate query fetches the current mid-market rate for a currency pair. This does not lock a rate for a transfer. You can lock a rate with the getTransferQuote mutation. (130 words)
- [disableWebhookSubscription](/content/docs/reference/disable-webhook-subscription/index.html): The disableWebhookSubscription mutation disable a previous configured webhook (92 words)
- [createPersonalEntity](/content/docs/reference/create-personal-entity/index.html): Parameters
Parameter Type Required user_id UUID true email Email true phone String false first_name String true last_name String true address1 String true address2 String false city String false state_province_region String false postal_code PostalCode false country ISO3166_1 true tax_number TaxNumb… (258 words)
- [USDC Prefunding](/content/docs/reference/usdc-prefunding/index.html): USDC Prefunding is available via ETH, and SOL - please let Routefusion know which chain you will be utilizing. Provide a screenshot of the bank account that is used for purchasing USDC. This should show that the ownership of this account is the business itself along with the line item debit for the … (152 words)
- [representativeRequiredFields](/content/docs/reference/representative-required-fields/index.html): The representativeRequiredFields query returns the necessary fields for an owner or Ultimate Beneficial Owner (UBO) of an entity. This query response provides descriptions for all the fields used in the createRepresentative mutation, including how to handle multi-dimensional arrays for documents.
Va… (472 words)
- [updateRepresentative](/content/docs/reference/update-representative/index.html): The createRepresentative mutation creates a representative of a business entity. (271 words)
- [organizationVirtualAccountsPage](/content/docs/reference/organization-virtual-accounts-page/index.html): The organizationVirtualAccountsPage query will return paginated results for virtual accounts associated with the requesting user's organization ID. (198 words)
- [Sandbox - changeTransferState](/content/docs/reference/changetransferstate/index.html): The changeTransferState allows for setting the state of a transfer in sandbox to mimic production workflows. This will fire the appropriate the webhook. (97 words)
- [File Upload](/content/docs/reference/file-upload/index.html): Curl
Curl File Upload
Node js
Node JS File Upload (10 words)
- [Mutations](/content/docs/reference/mutations-3/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (102 words)
- [upload-transfer-document](/content/docs/reference/upload-transfer-document/index.html): The upload-transfer-document https POST service will attach documents to a transfer.
Up to three documents can be attached to a single transfer.
You would use this if compliance requests additional information about a transfer, such as Invoice, proof of payment, Purchase order, etc.
Parameters
Param… (126 words)
- [subscriptions](/content/docs/reference/subscriptions/index.html): Fetch a list of active subscriptions (21 words)
- [createWalletTransfer](/content/docs/reference/create-wallet-transfer/index.html): The createWalletTransfer mutation creates a transfer to move funds from one wallet to another. finalizeWalletTransfer must be called to execute the transfer. getTransferQuote must be called in the wallet to wallet transfer flow. (113 words)
- [Sandbox - sandboxMockIncomingTransfer](/content/docs/reference/sandbox-sandboxmockincomingtransfer/index.html): The sandboxMockIncomingTransfer allows you to simulate incoming transfer in the sandbox environment. (30 words)
- [organizationEntityWallets](/content/docs/reference/organization-entity-wallets/index.html): The organizationEntityWallets query fetches all wallet data for a single organization. (178 words)
- [Purpose of Payment](/content/docs/reference/purpose-of-payment/index.html): Available purpose-of-payment enum values with concise inferred definitions. (168 words)
- [States](/content/docs/reference/incoming-transfer-states/index.html): State Details canceled No description complete No description declined No description in_review No description pending No description returned No description (20 words)
- [Queries](/content/docs/reference/queries-2/index.html): All the calls under this subpage are Queries to Read or get resources (20 words)
- [Incoming Transfers](/content/docs/reference/incoming-transfers/index.html): To simulate an incoming transfer in sandbox use sandboxMockIncomingTransfer (35 words)
- [finalizeWalletTransfer](/content/docs/reference/finalize-wallet-transfer/index.html): The finalizeWalletTransfer mutation executes the wallet to wallet transfer. (98 words)
- [Rates](/content/docs/reference/rates/index.html): We have two end points for rates.
A getRate and getMidMarketRate
The getRate returns the rate with our margin included. You can display that rate to your users, or you can mark that rate up and make the spread difference.
The getMidMarketRate returns to you the Mid Market rate which is also referred… (86 words)
- [finalizeTransfer](/content/docs/reference/finalize-transfer/index.html): The finalizeTransfer initiates the execution of the transfer. (69 words)
- [transferReceipt](/content/docs/reference/transfer-receipt/index.html): The transferReceipt query will return a link to a pdf receipt for the transfer (101 words)
- [organizationEntities](/content/docs/reference/organization-entities/index.html): The organizationEntities query fetches all entities under the organization. (194 words)
- [entityWallets](/content/docs/reference/entity-wallets/index.html): The entityWallets query fetches data for a single entity. (92 words)
- [createWallet](/content/docs/reference/create-wallet/index.html): The createWallet mutation creates a new wallet on a single entity. (154 words)
- [Queries](/content/docs/reference/queries-4/index.html): All the calls under this subpage are Queries to Read or get resources (18 words)
- [updateBusinessEntity](/content/docs/reference/update-business-entity/index.html): Interacts like a PATCH request. Takes the id of the entity and the fields of the data you wish to update and only updates the fields passed to the mutation. (143 words)
- [Queries](/content/docs/reference/queries-3/index.html): All the calls under this subpage are Queries to Read or get resources (70 words)
- [addBalanceToWallet](/content/docs/reference/sandbox-add-balance-to-wallet/index.html): The addBalanceToWallet mutation adds the given amount to the wallet balance. This endpoint is only available in the SANDBOX environment. (113 words)
- [Fees](/content/docs/reference/fees/index.html): Fees Overview
To understand transfer fees when using Routefusion, there are a few simple rules to follow:
Source Currency : Fees are always charged in the source currency ( source_currency ) of the transfer. Source Amount : Fees are always included in the source amount ( source_amount ) of the trans… (129 words)
- [walletFundingInstructions](/content/docs/reference/wallet-funding-instructions/index.html): The walletFundingInstructions query fetches the instructions required to send a bank payment to the wallet. (145 words)
- [entitiesPage](/content/docs/reference/entities-page/index.html): The entitiesPage query fetches and returns all entities that match the provided filter(s) (195 words)
- [createVirtualAccount](/content/docs/reference/create-virtual-account/index.html): The createVirtualAccount creates a new virtual account. This represents a sub account under a main currency account and relates to a single entity. (117 words)
- [Mutations](/content/docs/reference/mutations-4/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (35 words)
- [deleteRepresentative](/content/docs/reference/delete-representative/index.html): Removes a representative from an entity. This may only be done before finalizing the entity. (103 words)
- [verifiedOrganizationEntities](/content/docs/reference/verified-organization-entities/index.html): The verifiedOrganizationEntities query fetches all entities under the organization that are verified. (193 words)
- [userEntities](/content/docs/reference/user-entities/index.html): The userEntities query fetches and returns all entities under the management of the user. (182 words)
- [Transfers](/content/docs/reference/transfers/index.html): Transfer Overview
A transfer represents all the components involved in a cross-border transaction. This includes:
An Incoming Transfer (also know as a credit to your account) A Transfer (also known as a debit or payment)
We've simplified this process into the concept of a transfer to enable intuitiv… (130 words)
- [Coverage](/content/docs/reference/coverage-2/index.html): Central & South America
Country Currency Real-time / T+0 Bolivia (Plurinational State of) BOB T+0 Brazil BRL Real-time Costa Rica CRC Real-time Costa Rica USD Real-time Mexico MXN Real-time
North America
Country Currency Real-time / T+0 Canada CAD T+0 United States of America USD Real-time
Europe
Co… (229 words)
- [wallet](/content/docs/reference/wallet/index.html): The wallet query fetches data for a single wallet. (143 words)
- [Mutations](/content/docs/reference/mutations-2/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (55 words)
- [Beneficiaries](/content/docs/reference/beneficiaries/index.html): Beneficiary Overview
A beneficiary is an entity or individual that receives payments from a business or another individual. This includes:
Creating a Beneficiary
To initiate payments to a beneficiary’s bank account, you must first create a beneficiary profile. The requirements for creating a benefic… (74 words)
- [createUser](/content/docs/reference/create-user/index.html): The createUser mutation allows an admin to create a new user within their organization. This action requires an admin token. (141 words)
- [Queries](/content/docs/reference/queries-1/index.html): All the calls under this subpage are Queries to Read or get resources (24 words)
- [finalizeEntity](/content/docs/reference/finalize-entity/index.html): Indicates the entity is ready to execute the onboarding process. Once the entity is finalized, Routefusion will send the entity through the necessary compliance reviews. The entity will immediately move to a pending state after finalizing. (122 words)
- [Entities](/content/docs/reference/entities/index.html): Summary
An entity represents the party on whose behalf payments are made within the platform. An entity may correspond to either an individual or a business organization.
Each entity can have one or more associated users, allowing multiple individuals to access and manage the same entity as needed.
 (300 words)
- [singleUpload](/content/docs/reference/entity-file-upload/index.html): This request spec does not communicate well in these docs. We recommend you use an Apollo client to make this query. However, if you chose not to use an Apollo client we recommend you review the Routefusion Postman collection when developing this query yourself. (116 words)
- [Queries](/content/docs/reference/queries-5/index.html): All the calls under this subpage are Queries to Read or get resources (18 words)
- [Wallets](/content/docs/reference/accounts-1/index.html): Wallets are resources where you hold money, such as a bank account.
Some Routefusion wallets can create Virtual Accounts it depends on your use case.
If you need virtual accounts but are unable to create them, please reach out to customersuccess@routefusion.com or your Account Executive. (46 words)
- [organization Users](/content/docs/reference/organization-users/index.html): The organizationUsers query returns an array of UserAccounts with full pagination control with the listFilter parameter. (189 words)
- [myUser](/content/docs/reference/my-user/index.html) (138 words)
- [Virtual Accounts](/content/docs/reference/virtual-accounts-1/index.html): Virtual accounts are resources that are nested under Wallets
A virtual account has a unique account number and routing number (funding instructions).
These accounts roll up into the main wallet .
People use Virtual Accounts for reconciliation purposes. i.e. You can assign a virtual account to a spec… (57 words)
- [Mutations](/content/docs/reference/mutations-6/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (15 words)
- [Queries](/content/docs/reference/queries-6/index.html): All the calls under this subpage are Queries to Read or get resources (18 words)
- [Coverage](/content/docs/reference/coverage/index.html): North America
Country Wires Network Routing Code United States ✓ ACH routing_number Mexico ✓ SPEI clabe Canada ✓ Interac institution_number
Asia Pacific
Country Local Payments Network Routing Code Australia ✓ BECS (Direct Entry) BSB China ✓ CNAPS CNAPS Hong Kong ✓ HKICL (CHATS/ECG) clearing_code Ind… (238 words)
- [Mutations](/content/docs/reference/mutations-5/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (15 words)
- [Schema](/content/docs/reference/users-schema/index.html): Schema definition for User object (128 words)
- [Mutations](/content/docs/reference/mutations/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (20 words)
- [user](/content/docs/reference/user/index.html): Get user details. (47 words)
- [Mutations](/content/docs/reference/mutations-1/index.html): Everything under the Mutations subpage will be for creating, updating or deleting a resource (20 words)
- [Queries](/content/docs/reference/query/index.html): All the calls under this subpage are Queries to Read or get resources (18 words)
- [Payments](/content/docs/reference/currency-coverage/index.html): Payout coverage for local, SWIFT, and wire (120 words)
- [Queries](/content/docs/reference/queries/index.html): All the calls under this subpage are Queries to Read or get resources (37 words)
- [Glossary](/content/docs/reference/glossary/index.html): Common terms in the Routefusion ecosystem (370 words)
- [Authentication](/content/docs/reference/authentication/index.html): At Routefusion we use bearer tokens in an Authorization header.
Please email us at customersuccess@routefusion.com ! to get an API key!
In your headers, add an Authorization header and then a string with your API key/token.
Once you have your API key, run this script below to make sure you are authe… (117 words)
- [Users](/content/docs/reference/users/index.html): In the context of the Routefusion API you will only ever need one admin User. You could create more, but there is no point.
The Routefusion Customer Success team will likely create a user for you, and in case they haven't, please email them at customersuccess@routefusion.com
If you want to create a … (64 words)
- [Virtual reconciliation accounts](/content/docs/reference/virtual-reconciliation-accounts/index.html): Virtual reconciliations accounts are extremely useful if your business has lots of different customers paying you.
With virtual reconciliation accounts you get ONE master bank account in your companies name. You can then open an unlimited amount of virtual accounts underneath it. The virtual account… (91 words)
- [API URLs](/content/docs/reference/urls/index.html): Sandbox and Production Urls (20 words)
- [SWIFT/Wires](/content/docs/reference/swiftwires/index.html): Swift wires are the grandaddy of global payments. We LOVE Swift, but you should understand it to see if it makes sense for your business.
SWIFT payments are crucial for global banking, providing an interconnected system for sending payment instructions. Despite being essential, it can be antiquated … (119 words)
- [Real time](/content/docs/reference/real-time/index.html): Real time payments are the beez knees!
We have an extensive real time payments network, delivering thousands of payments per day all over the world for payroll companies and fintechs.
Real time payments are exactly what they sound like, they are real time and get there instantly.
The caveat with rea… (72 words)
- [Dedicated FDIC accounts](/content/docs/reference/dedicated-accounts/index.html): Dedicated accounts are accounts that are held in country, under your customers name with local funding instructions, and are FDIC Insured.
Today we offer these FDIC accounts at two different banks, and are constantly finding new banks to add to our network.
Currencies you can open FDIC insured accou… (83 words)
- [GraphQL](/content/docs/reference/graphql/index.html): We use GraphQL for our API. For the un-initiated we think it's the greatest thing since sliced bread! No, no, we don't, we are not zealots, but we do enjoy working with GraphQL.
Below is a quick refresher for anyone unfamiliar with it.
Interacting with GraphQL
The Routefusion API is a GraphQL api. G… (203 words)
- [International USD](/content/docs/reference/international-usd/index.html): International USD is a payment that is sent over wire or Swift network to a country that is not the US, but has USD accounts. Its extremely common in trade and finance, or b2b payments.
Routefusion can send International USD payments to every single country that is not sanctioned, and that accepts U… (56 words)
- [Accounts](/content/docs/reference/accounts/index.html): The different accounts Routefusion offers (80 words)
- [Local Payments](/content/docs/reference/local-payments/index.html): Local payments are a cheaper alternative and sometimes faster alternative to sending a wire or swift payment.
We wrote a blog about this sometime ago, that you can read here .
Local Payments are transactions processed using the local banking infrastructure of a specific country, such as ACH in the U… (106 words)
- [Shared accounts](/content/docs/reference/shared-accounts/index.html): Shared accounts are exactly what they sound like, they are shared between many different customers.
The reason we use shared accounts, is if you use case does not require you to have a dedicated account. i.e. you just need to do FX transfers.
We offer shared accounts in many different currencies. Th… (142 words)
- [Postman](/content/docs/reference/postman/index.html): If you like using Postman you can find our Postman collection below!
Routefusion Postman collection (9 words)
- [Whitepaper: Addressing Payment Challenges for Neobanks with Routefusion's Unified Payment API | Routefusion | Routefusion](/content/resources/whitepapers/whitepaper-addressing-payment-challenges-for-neobanks-with-routefusions-unified-payment-api.html): Routefusion is the Unified Global Payments Platform Built for Growth. We simplify international payments for neobanks by offering secure, compliant, and easily accessible global financial infrastructure. (824 words)
- [(ESP) USD Accounts for LATAM/Mexico | Routefusion | Routefusion](/content/mexico/usd-account-esp/index.html): Routefusion gives Mexican banks and MSBs the tools to offer USD accounts, ACH, and wires - real U.S. banking, no U.S. entity required. (342 words)
- [Case Study: Payroll Customer | Routefusion | Routefusion](/content/resources/case-studies/case-study-payroll-customer/index.html): Learn how Routefusion helped this payroll customer grow by 10x! Finding the right partner to allow the Fintech Payroll company's clients to pay their global employees and contractors in their currency of choice reliably, safely, and on time. (337 words)
- [docs/reference/index.html](/content/docs/reference/index.html) (67 words)
- [Privacy Policy | Routefusion | Routefusion](/content/legal/privacy/index.html): Routefusion Privacy Policy - How we collect, use, and protect your information. (5,840 words)
- [Blog | Routefusion | Routefusion](/content/blog/index.html): Insights on global payments, cross-border transactions, fintech trends, and the latest updates from Routefusion. (3,435 words)
- [entityRequiredFields](/content/docs/reference/entity-required-fields/index.html): Response
Variable Example Enum email example@email.com - contact_first_name John - contact_last_name Smith - business_name Routefusion - business_address1 1 Street - business_country US - accept_terms_and_conditions true | false - incorporation_date 2018-01-04 - phone 5129876545 - business_type limi… (278 words)
- [Terms of Service | Routefusion | Routefusion](/content/legal/terms/index.html): Routefusion Terms of Service - The terms governing use of our services. (2,333 words)
- [Schema](/content/docs/reference/wallet-schema/index.html): Attributes
Attribute Type Definition Example id UUID ID of record c8d0164d-28df-46c6-a836-1a3da5a470d8 created_date DateTime Date wallet was created currency ISO4217 Currency of bank account USD account_number BankAccountNumber Bank account number 123456789 routing_code BankRoutingCode Bank account … (257 words)
- [Local Payment Rails API | Routefusion](/content/products/local-payments/index.html): Pay vendors via local rails in their currency. Real-time payment networks including SEPA, SPEI, PIX, ACH, and EFT — faster settlement, lower fees, and built-in redundancy. (296 words)
- [MSB Payment Infrastructure | Multi-Bank Redundancy | Routefusion | Routefusion](/content/msb-payment-infrastructure/index.html): Payment infrastructure built for licensed MSBs. Multi-bank redundancy, unified ledger, automatic failover, and compliance-ready API. 180+ countries, 140+ currencies. (492 words)
- [Getting Started](/content/docs/reference/getting-started-with-your-api/index.html): This page will help you get started with Routefusion API. (71 words)
- [Case Study: Payment Labs | Routefusion | Routefusion](/content/resources/case-studies/case-study-payment-labs/index.html): Discover how we helped Payment Labs reduce their return rates from 10% to 1%. Onboarding customers onto any rail for [cross-border payments](/products/cross-border-payments) can be challenging. With operations spanning over 100 countries, Payment Labs needed a dependable international payment solution offering competitive exchange rates, lower fees, and an API facilitating seamless integration with their existing financial systems. (323 words)
- [Cross-Border Payments API: Local Rails, SWIFT, Stablecoin | Routefusion](/content/products/cross-border-payments/index.html): Cross-border payments API for platforms. Send through local rails, SWIFT, and stablecoin-funded settlement with compliance workflows and ledger visibility. (804 words)
- [U.S. Payment Infrastructure For International Financial Institutions | Routefusion](/content/use-cases/international-financial-institutions/index.html): Payment infrastructure for international banks, financial institutions, PSPs, and payment operators. Support USD account workflows, ACH, wires, FX, global payouts, USDC settlement, and reconciliation. (455 words)
- [FX Hedging & Forward Contracts API | Routefusion](/content/products/fx-hedging/index.html): Manage currency risk with forward contracts, multi-currency accounts, and programmatic FX hedging. API-first integration, transparent pricing, and platform-friendly minimums. (367 words)
- [Routey SMS Privacy Policy | Routefusion | Routefusion](/content/legal/routey-sms-privacy/index.html): Privacy terms for Routefusion Routey SMS messages. (547 words)
- [Cross-Border Platform Payment Infrastructure | Routefusion](/content/use-cases/cross-border-platforms/index.html): Payment infrastructure for cross-border platforms. Add global payouts, accounts, FX, local rails, USDC-funded settlement, and reconciliation from one API. (454 words)
- [MSB And Money Movement Infrastructure | Routefusion](/content/use-cases/msb-money-movement/index.html): Payment infrastructure for MSBs and regulated money movement operators. Add payout rails, accounts, FX, USDC settlement, and reconciliation with clear compliance ownership. (441 words)
- [Payment Infrastructure for PSPs | Routefusion](/content/use-cases/payment-service-providers/index.html): Payment infrastructure for PSPs and payment platforms. Support merchant receiving accounts, virtual accounts, FX conversion, fiat payouts, and USDC-funded settlement from one API. (424 words)
- [USDC Funding & Stablecoin Settlement API | Routefusion](/content/products/global-usdc-funding/index.html): Fund accounts with USDC for instant 1:1 USD conversion and global payouts to 170+ countries. Faster settlement, lower costs, and stablecoin treasury support for platforms. (209 words)
- [Routey SMS Terms | Routefusion | Routefusion](/content/legal/routey-sms-terms/index.html): Terms for using Routefusion Routey SMS messages. (555 words)
- [Stablecoin And Fiat Payout Infrastructure | Routefusion](/content/use-cases/stablecoin-fiat-payouts/index.html): Stablecoin and fiat payout infrastructure for platforms. Use USDC-funded settlement with fiat payout rails, FX, accounts, and reconciliation from one API. (452 words)
- [Embedded Finance Payment Infrastructure | Routefusion](/content/use-cases/embedded-finance-platforms/index.html): Embedded finance infrastructure for software platforms. Add accounts, virtual accounts, global payouts, FX, USDC settlement, and reconciliation from one API. (456 words)
- [Routey SMS Opt-In Workflow | Routefusion | Routefusion](/content/legal/routey-sms-opt-in/index.html): Public Routey SMS opt-in workflow and consent disclosure for carrier review. (459 words)
- [Global Ledger API for Multi-Currency Finance | Routefusion](/content/products/global-ledger/index.html): Track accounts, balances, transactions, FX positions, and reconciliation across 160+ currencies with Routefusion's global ledger API. (234 words)
- [Payroll & EOR Payment Infrastructure | Routefusion](/content/use-cases/payroll-platforms/index.html): Global payroll infrastructure for EOR platforms and payroll providers. Pay employees and contractors in 180+ countries with same-day processing and competitive FX rates. (289 words)
- [Jobs in Global Payment Solutions: Join Routefusion | Routefusion](/content/company/careers/index.html): Explore careers in global payment solutions with Routefusion. Join our team and shape the future of cross-border payments. Apply now! (385 words)
- [Virtual Accounts & Reconciliation API | Routefusion](/content/products/virtual-accounts/index.html): Create unlimited virtual bank accounts instantly via API. Simplify payment reconciliation, manage receivables, and track customer funds across 6+ countries. (154 words)
- [Global Bank Accounts API for Platforms | Routefusion](/content/products/global-bank-accounts/index.html): Open non-resident bank accounts in USD, EUR, GBP, and 6+ more currencies. 24-hour SLA, 90% approval rate, and single-API access for fintechs and platforms. (251 words)
- [Corporate Treasury & AP/AR Solutions | Routefusion](/content/use-cases/corporate-treasury/index.html): Streamline global treasury operations with unified AP/AR management, real-time cash visibility, and cost-effective cross-border payments in 100+ countries. (310 words)
- [Restricted Business List | Routefusion | Routefusion](/content/legal/restricted/index.html): Businesses and activities that Routefusion does not support. (153 words)
- [Developers | Routefusion](/content/developers/index.html): Build global payments with Routefusion. Modern GraphQL API, comprehensive docs, sandbox environment, and developer tools. (205 words)
- [USD Accounts Without a U.S. Entity | Routefusion | Routefusion](/content/mexico/usd-account/index.html): Routefusion gives Mexican banks and MSBs the tools to offer USD accounts, ACH, and wires - real U.S. banking, no U.S. entity required. (281 words)
- [Press | Routefusion](/content/company/press/index.html): Routefusion in the news. Press releases, media coverage, and company announcements. (128 words)
- [Case Studies | Routefusion](/content/resources/case-studies/index.html): See how companies use Routefusion to power their global payment operations. (141 words)
- [Resources | Routefusion](/content/resources/index.html): Blog posts, case studies, and guides to help you succeed with global payments. (57 words)
- [Accounts Payable Automation for Marketplaces | Routefusion](/content/blog/ap-automation-marketplaces/index.html): Why standard AP automation tools break for marketplaces paying thousands of international sellers — and how to split the stack between AP and payouts. (1,509 words, Apr 21, 2026)
- [Real-Time Payments by Country: 2026 Global Guide | Routefusion](/content/blog/real-time-payments-by-country/index.html): Compare real-time payment systems in 10+ countries — UPI, PIX, FedNow, SEPA Instant, and more. Settlement speeds, limits, and cross-border integration. (1,959 words, Mar 17, 2026)
- [Payment Orchestration Layer: Cross-Border Architecture | Routefusion](/content/blog/payment-orchestration-layer-architecture/index.html): Technical deep-dive into payment orchestration layer architecture for cross-border routing — rail abstraction, FX pipelines, failover, and compliance. (2,275 words, Mar 12, 2026)
- [Payment Orchestration Platform: Cross-Border Guide | Routefusion](/content/blog/payment-orchestration-platform-cross-border/index.html): Learn how a payment orchestration platform cuts cross-border costs 40-60% by routing through local rails. Evaluation framework and architecture breakdown. (2,146 words, Mar 12, 2026)
- [Payment Orchestration vs Payment Gateway (2026) | Routefusion](/content/blog/payment-orchestration-vs-payment-gateway/index.html): Payment orchestration vs payment gateway: architectural differences, when each model breaks for cross-border payments, and a 5-criteria evaluation framework. (2,281 words, Mar 12, 2026)
- [Global Marketplace Payouts via Local Rails | Routefusion](/content/blog/global-marketplace-payouts/index.html): How to build marketplace payout infrastructure with local rails, FX controls, compliance workflows, status, and reconciliation. (2,111 words, Mar 10, 2026)
- [Payment Provider Comparison (2026) | Routefusion](/content/blog/cross-border-payment-provider-comparison/index.html): Compare top cross-border payment providers for B2B platforms. We break down fees, FX spreads, settlement speed, and corridor coverage to shortlist the right vendor. (2,402 words, Mar 6, 2026)
- [FBO Accounts for Fintechs: Post-Synapse Risk | Routefusion](/content/blog/fbo-accounts-for-fintechs/index.html): How fintechs use FBO accounts to hold customer funds, stay compliant, and scale cross-border payments. FDIC insurance, licensing, and architecture. (2,340 words, Mar 5, 2026)
- [Best Cross-Border Payment APIs 2026: Fees, Rails, Coverage | Routefusion](/content/blog/cross-border-payment-api-comparison-2026/index.html): Compare cross-border payment APIs by fees, local rails, SWIFT coverage, settlement speed, compliance workflow, and platform integration fit. (3,910 words, Feb 23, 2026)
- [FX Hedging for B2B Payments: Strategies Guide | Routefusion](/content/blog/fx-hedging-b2b-payments-strategies/index.html): FX hedging strategies for B2B payment platforms: forward contracts, currency options, automated programs, and how to protect margins across 140+ currencies. (3,826 words, Feb 23, 2026)
- [Multi-Currency Business Accounts with Local Bank Details | Routefusion](/content/blog/global-bank-accounts-businesses-multi-currency/index.html): Compare multi-currency business account providers by local bank details, named accounts, API access, reconciliation, compliance workflows, and platform fit. (3,958 words, Feb 23, 2026)
- [Virtual Bank Accounts for B2B | Routefusion](/content/blog/virtual-bank-account-with-routing-number/index.html): Learn how B2B platforms use virtual bank accounts with routing numbers to collect USD via ACH, automate reconciliation, and settle cross-border payments. (1,935 words, Feb 13, 2026)
- [Cross-Border Payments API: Local Rails | Routefusion](/content/blog/cross-border-payments-api-local-rails-integration/index.html): Developer guide to cross-border payments API integration: code examples, local rail routing, FX handling, security, and compliance for fintech teams. (2,510 words, Feb 12, 2026)
- [FX Hedging Software for B2B Platforms | Routefusion](/content/blog/fx-hedging-software-b2b-guide/index.html): Learn how FX hedging software protects B2B payment margins. Compare forward contracts, rate locks, and automated strategies to eliminate currency risk on cross-border payments. (2,098 words, Feb 12, 2026)
- [Global Payroll Payments API for Platforms | Routefusion](/content/blog/global-payroll-payments-api-guide/index.html): How payroll platforms and EORs use payment APIs for international pay runs: local rails, FX, compliance workflows, status tracking, and reconciliation. (1,913 words, Feb 10, 2026)
- [Stablecoin Rails: Decision Guide (2026) | Routefusion](/content/blog/bridge-vs-bvnk-vs-routefusion-comparison/index.html): How to choose stablecoin payment infrastructure: on-chain vs multi-rail, USDC vs USDT, custody models, off-ramp reliability, and MiCA compliance. (4,056 words, Feb 9, 2026)
- [Stablecoin Payment Infrastructure for Platforms | Routefusion](/content/blog/stablecoin-payment-infrastructure-guide/index.html): Stablecoin payment infrastructure guide for platforms: USDC settlement, fiat off-ramps, compliance workflows, reconciliation, and provider evaluation. (2,249 words, Feb 8, 2026)
- [Multi-Rail: SWIFT vs Local vs Stablecoin | Routefusion](/content/blog/multi-rail-payments-swift-local-stablecoin/index.html): Complete comparison of payment rails for cross-border transactions. SWIFT, local rails, and stablecoin settlement costs, speeds, and when to use each. (1,831 words, Feb 7, 2026)
- [Non-Resident Bank Accounts Guide (2026) | Routefusion](/content/blog/non-resident-bank-accounts-complete-guide/index.html): Complete guide to non-resident bank accounts for global platforms. Country requirements, approval rates, and Routefusion vs Wise vs Mercury vs Payoneer comparison. (1,663 words, Feb 6, 2026)
- [Embedded Payments for Fintechs (2026) | Routefusion](/content/blog/embedded-payments-fintech-guide/index.html): Complete guide to embedded cross-border payment infrastructure for fintechs. API architecture, compliance, build vs buy decisions, and implementation best practices. (1,769 words, Feb 5, 2026)
- [Monetize Embedded Payments on Your Platform | Routefusion](/content/blog/embedded-payments-infrastructure-guide/index.html): How platforms generate revenue from embedded cross-border payments. Pricing models, unit economics, margins, and implementation strategy by vertical. (3,596 words, Feb 4, 2026)
- [USDC Stablecoin Global Payouts Guide | Routefusion](/content/blog/usdc-stablecoin-global-payouts/index.html): Learn how fintechs use USDC and stablecoins to fund global payouts faster and cheaper. Implementation guide covering on-ramp, conversion, and disbursement. (1,654 words, Feb 3, 2026)
- [Virtual Accounts for Reconciliation | Routefusion](/content/blog/virtual-accounts-payment-reconciliation/index.html): Learn how virtual accounts automate payment reconciliation, cash attribution, and account-level reporting for fintechs and global platforms. (1,971 words, Jan 30, 2026)
- [Global Bank Accounts for Non-Residents | Routefusion](/content/blog/global-bank-accounts-non-resident-guide/index.html): Learn how non-resident global bank accounts enable fintechs to collect payments, hold currencies, and pay out globally through a single API integration. (1,954 words, Jan 27, 2026)
- [FX Hedging API Guide for Fintechs | Routefusion](/content/blog/fx-hedging-api-guide/index.html): Learn how FX hedging APIs help fintechs protect margins, lock exchange rates, and manage currency risk on cross-border payments. Implementation guide included. (2,107 words, Jan 23, 2026)
- [B2B Cross-Border Payments Guide (2026) | Routefusion](/content/blog/b2b-cross-border-payments-guide/index.html): Master B2B cross-border payments with this guide covering enterprise use cases, payment methods, compliance, and how to build global payment infrastructure. (2,047 words, Jan 16, 2026)
- [Multi-Rail Payment Orchestration Guide | Routefusion](/content/blog/multi-rail-payment-orchestration/index.html): Learn how multi-rail payment orchestration optimizes cross-border payments through smart routing across SWIFT, local rails, and real-time networks. (2,134 words, Jan 9, 2026)
- [Build vs Buy Payment Infrastructure | Routefusion](/content/blog/build-vs-buy-payment-infrastructure/index.html): Should you build or buy cross-border payment infrastructure? TCO analysis, decision framework, and real examples to help fintechs make the right choice. (2,192 words, Jan 2, 2026)
- [Cross-Border Payment Compliance: KYC, KYB, AML, Sanctions | Routefusion](/content/blog/cross-border-payment-compliance-guide/index.html): Build cross-border payment compliance workflows across KYC, KYB, AML, sanctions screening, due diligence, monitoring, and regional requirements. (2,517 words, Dec 19, 2025)
- [Local Payment Rails vs SWIFT: Comparison Guide | Routefusion](/content/blog/local-payment-rails-vs-swift/index.html): Compare local payment rails and SWIFT for cross-border payments. Detailed analysis of cost, speed, coverage, and compliance with a decision framework. (2,142 words, Dec 12, 2025)
- [Cross-Border Payments API Guide (2026) | Routefusion](/content/blog/cross-border-payments-api-guide/index.html): Evaluate cross-border payments APIs with our 7-criteria framework. Compare coverage, FX, compliance, and DX to find the right provider for your fintech. (1,799 words, Dec 5, 2025)
- [Routefusion Raises $26.7M Series A Funding | Routefusion](/content/blog/routefusion-raises-26-7m-in-series-a/index.html): Routefusion raises $26.7M Series A to build a fault-tolerant, redundant network of banks and payment rails for global platforms and fintech resilience. (404 words, Oct 9, 2025)
- [Embedded Payments Reshaping B2B Finance | Routefusion](/content/blog/how-embedded-payments-are-reshaping-b2b-finance-and-why-you-should-care.html): How embedded payments are transforming B2B finance: eliminating manual processes, reducing payment friction, and creating seamless supplier payment experiences. (837 words, Apr 22, 2025)
- [Routefusion vs Wise: Global Payment Showdown | Routefusion](/content/blog/routefusion-or-wise-the-ultimate-showdown-for-global-payment-solutions.html): Routefusion vs Wise for B2B payments: compare API capabilities, multi-rail routing, pricing, and local payment infrastructure for platforms scaling globally. (1,059 words, Apr 15, 2025)
- [Why Local Payment Networks Beat SWIFT on Cost | Routefusion](/content/blog/why-local-payment-networks-are-more-cost-effective-than-swift.html): Why local payment networks beat SWIFT on cost: compare fees, processing times, and delivery rates for cross-border transactions through domestic rails. (878 words, Apr 8, 2025)
- [The Cost of Ignoring FX Risk | Routefusion](/content/blog/the-cost-of-ignoring-fx-risk-lessons-from-real-world-business-losses.html): Real-world lessons on FX risk: how currency fluctuations cost businesses millions and strategies to hedge foreign exchange exposure in cross-border operations. (828 words, Apr 1, 2025)
- [AI in Cross-Border Payments & Risk | Routefusion](/content/blog/ai-in-cross-border-payments-and-risk-management/index.html): How AI is transforming cross-border payments: slashing fraud detection times, supercharging compliance automation, and making international transfers faster. (481 words, Mar 25, 2025)
- [Routefusion vs Airwallex: Payment Comparison | Routefusion](/content/blog/routefusion-vs-airwallex-the-ultimate-comparison-for-global-payment-infrastructure.html): Routefusion vs Airwallex: compare global payment infrastructure, API features, cross-border capabilities, and pricing to find the right platform for you. (772 words, Mar 18, 2025)
- [Paying Contractors in 100+ Countries | Routefusion](/content/blog/customer-story-paying-contractors-in-over-100-countries.html): How a growing marketplace reduced payment ops by 80% and cut transaction costs by 3.2% while paying contractors in 100+ countries with Routefusion. (723 words, Mar 11, 2025)
- [Global Contractor Payment Compliance | Routefusion](/content/blog/compliance-and-global-contractor-payments/index.html): Navigate the complex world of global contractor payment compliance. Learn how to avoid penalties and streamline international payroll with confidence. (895 words, Mar 4, 2025)
- [Routefusion Achieves SOC 2 Certification | Routefusion](/content/blog/routefusion-soc-2-certification/index.html): We’re thrilled to announce that among all API cross-border payment companies, Routefusion is the first to secure this prestigious SOC 2 certification!... (737 words, Feb 27, 2025)
- [Bank Wires vs Local Payments for Payroll | Routefusion](/content/blog/bank-wires-vs-local-payouts-for-payroll/index.html): Learn how local payments can reduce global payroll costs by 80% compared to bank wires. Compare speed, fees, and contractor experience for your platform. (688 words, Feb 26, 2025)
- [International Payroll for EORs | Routefusion](/content/blog/global-payroll-providers-eor/index.html): Streamline cross-border payroll for providers and EORs. Ensure compliance, optimize international payments, and scale global operations efficiently. (376 words, Feb 19, 2025)
- [Why Offer Non-Resident Bank Accounts | Routefusion](/content/blog/why-your-business-needs-to-offer-non-resident-bank-accounts.html): Why non-resident bank accounts accelerate global growth: collect in local currencies, reduce FX costs, and improve cash flow for international operations. (273 words, Jan 8, 2025)
- [2025: The Year Fintech Levels Up | Routefusion](/content/blog/2025-fintech-predictions/index.html): Bold predictions for fintech's 2025 comeback: crypto regulation clarity, embedded finance growth, stablecoins, GenAI innovation, and talent returns. (538 words, Jan 6, 2025)
- [Routefusion 2024 Year in Review | Routefusion](/content/blog/routefusion-2024-year-in-review/index.html): Routefusion's 2024 highlights: real-time payments, virtual accounts, multi-currency wallets, same-day payroll, and API innovations for global platforms. (711 words, Dec 12, 2024)
- [USDC: Instantly Settle Global Payouts | Routefusion](/content/blog/usdc-routefusion-instantly-settle-global-payouts/index.html): Instantly settle global payouts with USDC. Convert stablecoins to 130+ currencies and enable 24/7 cross-border payments with faster settlement times. (254 words, Dec 5, 2024)
- [Unified Payment API for Neobanks | Routefusion | Routefusion](/content/blog/api-for-neobanks/index.html): Discover how Routefusion's unified payment API helps neobanks launch global payments, manage multi-currency accounts, and scale cross-border infrastructure. (527 words, Nov 7, 2024)
- [Scaling Cross-Border Payments: 5 Mistakes | Routefusion](/content/blog/5-common-mistakes-to-avoid-when-scaling-cross-border-payments-for-your-business.html): Avoid the top 5 mistakes when scaling cross-border payments. Learn how to simplify compliance, streamline international transactions, and grow globally. (505 words, Oct 29, 2024)
- [What is Money20/20? | Routefusion](/content/blog/money2020/index.html): Money20/20 USA fintech conference insights: the latest trends in embedded finance, cross-border payments, and B2B payment infrastructure innovation. (163 words, Oct 23, 2024)
- [Manager App: Users | Routefusion](/content/blog/manager-app-users/index.html): Configure user roles, permissions, and profiles. Control team access to payment operations and maintain security across your cross-border payment infrastructure. (354 words, Oct 20, 2024)
- [Manager App: Organizations | Routefusion](/content/blog/manager-app-organizations/index.html): Manage your organization settings, team access, and payment infrastructure. Configure cross-border operations and control user permissions in one place. (250 words, Oct 15, 2024)
- [Manager App: Transfers | Routefusion](/content/blog/manager-app-transfers/index.html): Create and manage cross-border transfers with ease. Track payment status, view transaction history, and control international money movement from one dashboard. (364 words, Oct 10, 2024)
- [Manager App: Beneficiaries | Routefusion](/content/blog/manager-app-beneficiaries/index.html): Simplify cross-border transactions with beneficiary management. Store payment details, reduce errors, and streamline international payments from one dashboard. (323 words, Oct 9, 2024)
- [Manager App: Entities | Routefusion](/content/blog/manager-app-entities/index.html): Connect beneficiaries and wallets through entities. Organize your payment infrastructure and manage cross-border operations efficiently in one platform. (256 words, Oct 2, 2024)
- [Manager App: Wallets | Routefusion](/content/blog/manager-app-wallets/index.html): Manage digital wallets and USD accounts. Hold multiple currencies, track balances, and control your global payment infrastructure from a unified dashboard. (335 words, Oct 1, 2024)
- [Routefusion or Nium? | Routefusion](/content/blog/routefusion-or-nium/index.html): Routefusion vs Nium comparison for growing businesses: evaluate pricing, coverage, API capabilities, and which global payment provider fits your needs. (408 words, Sep 25, 2024)
- [Manager App | Routefusion](/content/blog/manager-app/index.html): Discover the future of cross-border payments with Routefusion’s Manager App—no API integration needed to manage funds and send transfers. (388 words, Sep 24, 2024)
- [What Are Local Payments? | Routefusion](/content/blog/local-payments/index.html): Discover how local payment rails like SEPA, PIX, and ACH reduce costs and speed up cross-border transactions for platforms and fintechs building globally. (467 words, Sep 19, 2024)
- [@getroutefusion | Routefusion](/content/blog/instagram/index.html): Follow @getroutefusion on Instagram for global payment insights, industry news, fintech updates, and behind-the-scenes content from the API platform. (125 words, Sep 17, 2024)
- [Mini Blog: Payment Rails | Routefusion](/content/blog/payment-rails/index.html): Payment rails explained: the network infrastructure that moves money globally. Learn about SWIFT, local rails, and how to choose the right payment network. (272 words, Sep 12, 2024)
- [SWIFT Payments Explained: Fees, Speed, Tracking & Alternatives | Routefusion](/content/blog/swift-payment/index.html): Learn how SWIFT payments work, what international wires cost, how long they take, how tracking works, and when platforms should use local rails instead. (2,045 words, Sep 10, 2024)
- [MT103 SWIFT Message: Proof of Payment Guide | Routefusion](/content/blog/mt103/index.html): MT103 guide for international wires: what the SWIFT message includes, when it is used as proof of payment, and how teams trace delayed transfers. (317 words, Sep 5, 2024)
- [Let's Talk Neobanks and FinTechs | Routefusion](/content/blog/neobanks-and-fintechs/index.html): How Routefusion powers neobanks and fintechs with global payment infrastructure: cross-border APIs, multi-currency accounts, and embedded finance solutions. (729 words, Sep 3, 2024)
- [Meet Nabeel Siddiqui | Routefusion](/content/blog/meet-nabeel-siddiqui/index.html): Meet Nabeel Siddiqui, Routefusion's CRO and co-founder with 30+ years in FX and payments, leading the cross-border API platform and global expansion. (534 words, Aug 30, 2024)
- [Why You Should Work with Routefusion | Routefusion](/content/blog/why-you-should-work-with-routefusion/index.html): Why partner with Routefusion: launch global payments faster with developer-friendly APIs, multi-rail infrastructure, and dedicated support for platforms. (561 words, Aug 28, 2024)
- [Building Connections in FinTech | Routefusion | Routefusion](/content/blog/mini-blog-2/index.html): Building Connections in FinTech, The Routefusion Way, fintech, startups, payment processing, global payments, new york trip (252 words, Aug 22, 2024)
- [Routefusion ♥️'s Same Day Payroll | Routefusion](/content/blog/same-day-payroll/index.html): Enable same-day global payroll with Routefusion's real-time payment API. Pay contractors across 100+ countries using local rails and competitive FX rates. (760 words, Aug 13, 2024)
- [Meet the Routefusion CS Team | Routefusion](/content/blog/customer-success-team/index.html): Get to Know Your Routefusion Customer Success Managers, customer support, client success, client support for routefusion (523 words, Aug 8, 2024)
- [Introducing Non-Resident Global Accounts | Routefusion](/content/blog/non-resident-global-accounts/index.html): Open onshore accounts in 12 currencies without local presence. Collect payments faster with local rails and competitive FX rates for your global platform. (553 words, Aug 6, 2024)
- [How to Onboard Entities in the United States | Routefusion](/content/blog/united-states-entity-onboarding/index.html): Onboard your US entity with Routefusion: KYB requirements, beneficial owner verification, compliance documents, and 24-hour approval for payment accounts. (963 words, Aug 1, 2024)
- [How to Onboard an Entity in LATAM | Routefusion](/content/blog/how-to-onboard-an-entity-in-latam/index.html): Complete guide to onboarding your LATAM entity with Routefusion in Mexico, Brazil, and Colombia. KYB requirements, compliance, and 24-hour SLA approval. (1,184 words, Jul 30, 2024)
- [Multi-Currency Wallets for Businesses: Accounts, FX, Payouts | Routefusion](/content/blog/what-are-multi-currency-wallets/index.html): Learn how multi-currency wallets help businesses hold funds, manage FX, connect local accounts, route payouts, and reconcile global payment flows. (398 words, Jul 25, 2024)
- [Real-Time Payments: RTP vs FedNow Guide for Platforms (2026) | Routefusion](/content/blog/what-are-real-time-payments-and-how-can-i-get-them/index.html): How real-time payment networks like RTP, FedNow, PIX, and UPI work. Compare instant rails and how B2B platforms access them via API. (2,067 words, Jul 23, 2024)
- [New Partner Alert 🚨: Thunes | Routefusion](/content/blog/new-partner-alert-thunes/index.html): New partner alert: Routefusion teams up with Thunes to enhance global payment solutions, enabling faster and more efficient cross-border transactions. (249 words, Apr 30, 2024)
- [Virtual Accounts & Wallets in Routefusion | Routefusion](/content/blog/using-virtual-accounts-and-wallets-in-the-routefusion-ecosystem.html): Explore how to use virtual accounts and wallets in the Routefusion ecosystem—streamline transactions, enhance financial management, and boost efficiency. (522 words, Mar 5, 2024)
- [How to Test a New Global Payments Integration | Routefusion](/content/blog/how-to-test-a-new-global-payments-integration/index.html): Learn how to test a new Global Payments integration—ensure accuracy, efficiency, and reliability in your payment systems before going live with real transactions. (522 words, Feb 1, 2024)
- [FX Cancellations and How They Work | Routefusion](/content/blog/fx-cancellations-and-how-they-work/index.html): Understand FX cancellations—how they work, reasons for cancellations, and their impact on currency exchange transactions and global financial operations. (640 words, Jan 23, 2024)
- [How to Build Your Own Global RTP Network | Routefusion](/content/blog/how-to-build-your-own-global-rtp-network/index.html): Build your own real-time global payment network without capital, currency risk, or technical headaches. Learn how Routefusion's API simplifies RTP infrastructure. (595 words, Dec 12, 2023)
- [BaaS & Neobanks: Rethink Wire Transfers | Routefusion](/content/blog/why-baas-platforms-and-neobanks-should-rethink-international-wire-transfers.html): Learn how to build your own global RTP network—create a seamless, real-time payment system that enhances cross-border transactions and financial efficiency. (775 words, Dec 1, 2023)
- [Why Fintechs Should Monetize International USD | Routefusion](/content/blog/why-every-fintech-should-be-monetizing-their-international-usd-volumes.html): Learn why every FinTech should monetize their international USD volumes—unlock new revenue streams and optimize global transactions for greater profitability. (484 words, Nov 21, 2023)
- [New partner Alert 🚨: Evolve Bank & Trust | Routefusion](/content/blog/new-partner-alert-evolve-bank-and-trust/index.html): Routefusion partners with Evolve Bank & Trust to power US-based accounts, ACH processing, and virtual USD accounts for fintechs and marketplace platforms. (217 words, Jul 24, 2023)
- [The Routefusion Difference | Routefusion](/content/blog/the-routefusion-difference-why-the-best-companies-work-with-us.html): Discover the Routefusion difference—why top companies choose us for seamless cross-border payments, unmatched global reach, and innovative financial solutions. (877 words, Jul 18, 2023)
- [Hardest Decisions a Startup Can Make | Routefusion](/content/blog/one-of-the-hardest-decisions-a-startup-can-make/index.html): Routefusion rebuilt its entire backend with GraphQL over 3 grueling months. Learn why we took the risk to rewrite instead of patching payment infrastructure. (512 words, May 10, 2021)
- [What is Correspondent Banking? | Routefusion](/content/blog/what-is-correspondent-banking/index.html): Correspondent banking explained: how banks partner to facilitate international transactions, move money across borders, and enable global payment networks. (527 words, Feb 22, 2021)
- [What Are Local Payments? | Routefusion](/content/blog/what-are-local-payments-and-why-should-i-use-them/index.html): Local payment rails and International ACH explained: why local networks reduce costs, speed up transfers, and improve cross-border payment delivery rates. (587 words, Feb 18, 2021)
- [Routefusion GraphQL API Integration | Routefusion](/content/blog/integrating-routefusion-with-our-new-graphql-api/index.html): Discover how to integrate Routefusion with our new GraphQL API—streamline cross-border payments and enhance your financial services with powerful, flexible queries. (392 words, Feb 2, 2021)
- [Recurring Payments with Google Cloud | Routefusion](/content/blog/how-to-create-recurring-payments-with-google-cloud-functions-and-the-routefusion-api.html): Learn how to set up recurring payments using Google Cloud Functions and the Routefusion API—streamline payment processes with this powerful integration. (712 words, Feb 1, 2021)
- [The Future is FinTech, Crypto, and Tokens. | Routefusion](/content/blog/the-future-is-fintech-crypto-and-tokens-and-it-always-has-been.html): Explore the future of finance with FinTech innovations, cryptocurrency advancements, and the rise of digital tokens—transforming the way we transact and invest. (942 words, Sep 2, 2020)
- [The Rosetta Stone for Forex | Routefusion](/content/blog/the-rosetta-stone-for-forex/index.html): Routefusion translates complex FX jargon into developer-friendly APIs. Build cross-border payments without learning forwards, drawdowns, or pips terminology. (252 words, Mar 25, 2019)
- [How We Founded Routefusion: A Pivot Story | Routefusion](/content/blog/pivot-pivot-pivot-the-story-of-how-we-founded-routefusion-and-why-we-will-probably-pivot-again.html): From bank startup to payments API: the 4-pivot journey of how Routefusion became a cross-border payment infrastructure platform for B2B fintechs. (2,411 words, Feb 14, 2019)

## About Pages

- [Contact Sales | Routefusion](/content/contact/index.html): Get in touch with Routefusion. Talk to our team about global payments, multi-currency accounts, and cross-border payment infrastructure for your platform. (97 words)
- [About Routefusion | Routefusion](/content/company/about/index.html): Routefusion is B2B payments infrastructure backed by $40.7M from PeakSpan Capital and Silverton Partners. Founded 2016, powering cross-border payments in 180+ countries. (264 words)

## Resources

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