Payment infrastructure for PSPs expanding beyond card acquiring

Routefusion helps PSPs and payment platforms support merchant receiving accounts, virtual account reconciliation, FX conversion, fiat payouts, and USDC-funded settlement from one API.

185+

Countries
80+

Currencies
1

API

Where PSP payment operations get stuck

Merchant-Level Account Needs

Merchants want practical ways to receive funds, but PSPs still need controlled account structures, reconciliation, and eligibility checks behind the scenes.

FX And Settlement Complexity

Cross-border merchant flows often require collection, conversion, payout, and settlement across several currencies and operating models.

Separate Rail Providers

Running fiat payouts, local rails, SWIFT, stablecoin funding, account workflows, and reporting through separate vendors creates operational drag.

Give merchants account access, FX, and settlement without rebuilding the banking layer

Routefusion gives payment platforms a programmable infrastructure layer for merchant money movement. Use account workflows where supported, reconcile funds by merchant or program, convert FX, and settle through fiat or USDC-funded payout rails with implementation support from payments operators.

• Support merchant receiving account and virtual account workflows where eligible
• Map collections back to merchants, programs, or ledger entries
• Convert FX and settle across fiat, local rail, SWIFT, and USDC-funded routes
• Design corridor coverage, compliance ownership, and launch sequencing with Routefusion
• Keep the merchant experience in your product while Routefusion supports the infrastructure layer

Merchant Accounts
Virtual Accounts
FX Conversion
USDC + Fiat Rails
Cross-Border Payouts
API-First Rollout

Infrastructure PSPs can build on

Virtual Accounts
Create account and reference structures that help map incoming funds to the right merchant, program, or ledger entry.

Global Bank Accounts
Use account infrastructure for eligible business and platform programs that need to receive, hold, and move funds.

Cross-Border Payments
Move merchant funds across countries through SWIFT, local rails, and payout routes matched to corridor and recipient needs.

Global USDC Funding
Use USDC-funded settlement where it improves operating coverage, timing, or funding flexibility, while keeping fiat rails available.

FX Hedging
Support predictable currency conversion and rate-management workflows for merchant settlement and platform treasury operations.

Global Ledger
Track balances, transfers, metadata, and reconciliation workflows across currencies and merchant programs.

What PSPs get from Routefusion

Merchant-Level Reconciliation

Use virtual accounts, metadata, transfer status, and reporting patterns to connect funds back to merchant activity.

Fiat And Stablecoin Flexibility

Use the rail that fits the corridor, recipient, settlement timing, compliance path, and operating model.

Fewer Infrastructure Vendors

Bring accounts, FX, payouts, funding, and reconciliation into one payment infrastructure relationship.

Implementation Support

Work with Routefusion on corridor review, account structure, compliance dependencies, and rollout planning.

Map your PSP account and settlement architecture.

Talk with Routefusion about merchant receiving accounts, virtual accounts, FX, USDC, payout rails, and compliance ownership.